Retirement planning
-
Glide paths within the glide path
Target-date glide paths go beyond the basic model of replacing equity with fixed income over time. Many other asset classes may be involved and each has its own path.
Read more
-
Target-date funds: strategic and active management
While strategic management primarily dictates the glide-path process behind target-date funds, there are opportunities within market cycles to use active management.
Read more -
Market downturns can help target-date investors grow their retirement savings
In times of volatility, it can be tempting to consider cutting your losses and heading for the exits. But we believe a market downturn should be viewed as an opportunity rather than a catastrophe.
Read more
-
Target-date funds: enabling investors to focus on the hard work of saving for retirement
Target date funds can get investors started on saving and keep them saving, helping them fight the tendencies to be too aggressive in rising markets and too panicky in falling ones.
Read more -
Avoid manager concentration risk with an open-architecture target-date fund
DC plan-level best practices call for open architecture investment menus, but that line of thinking hasn't always extended to target-date portfolio construction. See the forward-thinking fiduciary’s response.
Read more -
Glide path construction: minimizing longevity risk in retirement
We discuss the the elements that shape our approach to glide path design, from wealth accumulation to income replacement.
Read more
-
Building a better 401(k) plan investment lineup
See our six considerations to reduce plan sponsor fiduciary risk, raise participant retirement readiness, and build a better 401(k) plan investment lineup.
Read more -
What’s driving fiduciaries to multimanager target-date funds?
Based on a recent survey of nearly 500 retirement plan fiduciaries, the majority now prefers open-architecture, or multimanager, target-date funds. Find out why.
Read more
-
The new tax law and your financial plan
Beyond the reductions in tax rates for corporations and individuals, the Tax Cuts and Jobs Act of 2017 ushered in changes to a number of popular savings vehicles, which means now may be a good time to review your financial plan.
Read more
-
How is Social Security changing in 2018?
From cost-of-living adjustments to higher income thresholds, Social Security is changing next year. See how it affects you.
Read more