College saving
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Rolling a 529 account into a Roth IRA―helping clients navigate the details
A change in federal law gives owners of 529 education savings plan accounts a powerful new Roth IRA rollover option, but uncertainty remains about how the rollover rules will be interpreted and which restrictions apply in unique circumstances.
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To submit or not to submit: standardized test scores and test-optional colleges
With many colleges embracing test-optional admissions policies, when does it make sense for admissions applicants to submit test scores, even if they’re not required? Explore the key factors to consider in today’s rapidly changing admissions environment.
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3 reasons why using AI to write your college essay is a bad idea
Given how quickly artificial intelligence has advanced, it’s not a stretch to expect that growing numbers of writing-averse high school seniors will succumb to temptation and use AI to write their college application essays. Yet there are still plenty of reasons to do it the old-fashioned way.
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Five things to know about rolling a 529 account into a Roth IRA
An exciting new change allows owners of 529 college savings plan accounts to roll over remaining funds to their child's or grandchild's Roth IRA free of federal taxes.
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The state of college in 2024
For many colleges and universities, the pandemic accelerated some changes that were already in the works. Take a look at some of the key changes in the world of higher education today.
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A grandparents’ guide to 529 plan gifting
Gifting to a 529 plan account can be a great idea for grandparents who want to give their grandchildren something special.
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Six tips for repaying student loans
After a grace period of more than three years, the clock is now ticking on student loan repayment.
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What else can 529 funds be used for, if not college?
529 plan funds can be used to pay for qualified education expenses, not just college. A good understanding of what qualified education expenses entail can help maximize the use of your funds. Let’s look into other ways you can use your 529 funds.
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Six key changes to financial aid
High school seniors, returning college students, and their families need to fill out the FAFSA form every year to apply for federal financial aid. We unpack a few changes to the FAFSA form.
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How much will college cost? Considering student debt by major
You want your children to get the best education possible and follow their dreams. But education comes at a cost, and fully understanding those costs can help families plan and prepare.
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