March 18, 2024
DCIO resources
Stay here and stay current on trending topics that matter to DC plan advisors, sponsors, and participants, from market viewpoints and portfolio construction tips to regulatory developments and practice management.
SECURE Act 2.0 resources
The Setting Every Community Up for Retirement Enhancement (SECURE) Act received several updated provisions as part of the 2023 federal spending package. These enhancements are being called SECURE Act 2.0, and some of them may affect your retirement program. Visit the John Hancock Retirement page to find resources to help you sort through the legislation and keep your plans in compliance.
Stable value funds to help smooth the retirement journey
Our stable value funds seek to preserve capital and provide stability of principal for retirement plan participants.
From this month's Connect newsletter
DCIO Connect is John Hancock Investment Management's flagship communications program featuring thought leadership tailored exclusively for DC plan advisors and the plan sponsors and participants they serve.
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Know the consequences of an early IRA withdrawal
We revisit a common topic about early withdrawal from an IRA and the tax consequences that may result. For any clients thinking of an early withdrawal, this article is one to send to them.
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Consequences to consider before cashing out of your retirement plan
We explore the reasons why individuals shouldn't cash out of their retirement plans when they change jobs. Absolute costs involve higher taxes, while opportunity costs relate to the loss of continued future compounding.
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What’s a required minimum distribution, and do I need to take one? What’s in SECURE 2.0 for small businesses? A lot Four important new rules for Roth in SECURE 2.0 How SECURE 2.0 changes RMDs, catch-up contributions, and Roth SECURE 2.0 tax credits: a way to compete with state retirement plans IRS issues guidance on SECURE 2.0 EPCRS self-correction program expansion What are some best practices for ERISA retirement plan fiduciaries? Proposed regulations on the use of forfeitures in qualified retirement plans and four best practices IRS delays SECURE 2.0 Roth catch-up rules for two years Understanding the DOL’s definition of an investment advice fiduciary What the annual 2024 IRS limits mean for your retirement plan Why Taft-Hartley plans are important in today's labor market IRS guidance on SECURE 2.0 provisions—helpful but not everything we hoped for Long-term, part-time employees: Guidance has finally arrived
Regulatory/legislative
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What's the difference between Social Security and a pension? Three tips for having consultative conversations that make a lasting impression What happens to my 401(k) when I retire? Is your old retirement plan moving to a new provider? Here’s what you can do Get to know the SPARK Institute's cybersecurity best practices How prepared are preretirees on their journey to retirement? Considering SIMPLE IRAs, SIMPLE 401(k) plans, or SEPs? What to know A trick to boosting employee engagement in your retirement plan Deepen relationships by helping plan sponsors tackle participants’ financial stress Three reasons employers should help workers manage their financial stress Helping workers manage four areas of financial stress Financial stress—how financial professionals and plan sponsors are making a difference Livening up participant education with social media-like ideas Liability-driven investing and climate risk: facing reality one step at a time Five reasons to partner with a TPA Six things plan sponsors want to know about your firm What's the difference between multiemployer and multiple employer plans? Financial planning for retirement: a road map for your goals Five ways to make the most of your rollover IRA Five questions to help decide which IRA is right for you State of the Participant 2023 How to track retirement readiness with income replacement ratios How to use expense projections to add definition to retirement readiness How to use investment and account data to help create better investors Defined contribution plan terminations --what plan sponsors need to know
Practice management
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A framework for designing 401(k) plans to support M&A deals ESG funds' place in the retirement plan investment lineup Why upgrading from SIMPLEs to 401(k)s may make sense Active vs. passive investing—what's the difference? What’s a cash balance plan, and is it right for my business? Managing your plan’s cyber liability insurance Rebalancing your retirement account to help manage risk What does a target-date fund invest in? Questions to consider for evaluating proprietary investment options When SIMPLE isn't best: why a 401(k) may beat the SIMPLE IRA
Portfolio construction
INDUSTRY ROUNDTABLE
CITs are poised to shine across the DC stage
Collective investment trusts (CITs) are gaining traction among employer-sponsored plans. Read the latest views in this round table hosted by Pensions & Investments, featuring David Cohen, portfolio manager and head of institutional and retirement products at John Hancock Investment Management.
Target-date solutions roundtable
Plan sponsors are reassessing the suitability of target-date solutions for participants in the context of inflation, rising interest rates, and slowing growth. Read the views of Nathan W. Thooft, CFA, chief investment officer and senior portfolio manager for the multi-asset solutions team at Manulife Investment Management as he joins Pensions & Investments for a roundtable discussion on the topic.
Related viewpoints
March 8, 2024
Navigating the Fed’s on-again, off-again pivot on interest rates
March 7, 2024
Women’s retirement planning: invest in your future self
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