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Viewpoints by Todd J. Cassler, President of Financial Institutions and Advisory Solutions at John Hancock Investment Management

Todd oversees sales and relationship management for the bank trust, broker-dealer platform, consultant, defined contribution investment only, and registered investment advisor channels in the United States. He joined John Hancock in 2006 after serving as a vice president and national account manager at Neuberger Berman. Prior to that, he was a national distribution development manager at American Skandia. Todd received a D.M. (All But Dissertation) from University of Phoenix, and M.B.A. from Sacred Heart University and a B.A. from Western Connecticut State University.

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What’s driving fiduciaries to multimanager target-date funds?

Based on a recent survey of nearly 500 retirement plan fiduciaries, the majority now prefers open-architecture, or multimanager, target-date funds. Find out why.

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management

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June 1, 2018

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management
Is now the time for baby boomers to put retirement assets at risk?

How will this bull market cycle end—and when? No one knows. See why baby boomer 401(k) participants should consider a preservation-oriented target-date fund glide path today.

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management

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November 8, 2017

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management
What older investors can learn from millennials

It has become a common refrain that younger investors are unduly averse to investing in stocks. Data on 401(k) participants not only dispels this notion, but shows that millennials are far more likely than older investors to hold an age-appropriate amount of equities.

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management

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July 29, 2016

Todd J. Cassler, President of Financial Institutions and Advisory Solutions John Hancock Investment Management

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John Hancock Investment Management LLC is the investment advisor for the closed-end funds.

Mutual funds

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Click here to view a prospectus or summary prospectus. You may also request one from your financial advisor or by calling us at 800-225-5291. The prospectus includes investment objectives, risks, fees, expenses, and other information that you should consider carefully before investing.

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ETFs

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529

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact your financial advisor or call 866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.

John Hancock Freedom 529 is an education savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). © 2019 John Hancock. All rights reserved. Information included in this material is believed to be accurate as of the printing date.

John Hancock Freedom 529

P.O. Box 17603 ■ Baltimore, MD 21297-1603 ■ 866-222-7498 ■ jhinvestments.com/529

529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED.

Viewpoints by Todd J. Cassler, President of Financial Institutions and Advisory Solutions at John Hancock Investment Management

What’s driving fiduciaries to multimanager target-date funds?

Is now the time for baby boomers to put retirement assets at risk?

What older investors can learn from millennials

Explore the latest thinking from our network

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