Viewpoints from John Hancock Investment Management
John Hancock Investment Management is one of the industry's most highly regarded multimanagers, dedicated to finding proven portfolio teams with specialized expertise for every fund we offer, then applying vigorous investment oversight to ensure that those funds continue to meet our uncompromising standards.
-
Avoid manager concentration risk with an open-architecture target-date fund
DC plan-level best practices call for open architecture investment menus, but that line of thinking hasn't always extended to target-date portfolio construction. See the forward-thinking fiduciary’s response.
Read more -
Tax-loss harvesting opportunities amid 2020’s spike in market volatility
While the market volatility that’s accompanied the coronavirus pandemic has rattled investors, it’s also created tax-loss harvesting opportunities for 2020.
Read more -
Cash on the sidelines?—where to invest
Many investors reduced their stock exposure and held on to cash in response to the recent sell-off. Now that calm’s been restored, is it time to return to the markets?
Read more
-
Should you convert your child’s UGMA/UTMA into a 529 college savings plan?
Did you know that UGMA and UTMA accounts are reported as the student’s asset on the Free Application for Federal Student Aid (FAFSA), while 529 college savings plan accounts are treated as the parents’ assets? There are a number of reasons why it may make sense to switch to a 529.
Read more -
Behavioral coaching: sticking to the game plan
Financial advisors can often find ourselves in the role of the psychologist, talking otherwise intelligent and successful clients out of acting irrationally amid times of volatility. Help them PAUSE for thought with this simple exercise.
Read more
-
The dimensions of U.S. stimulus
Trillions of dollars' worth of direct government aid and market interventions have been aimed at mitigating pandemic-related economic disruption. We provide a rundown of the major stimulus provisions, along with commentary from our network.
Read more -
Crude awakening: what oil's collapse may mean for your portfolio
Investors have reacted with some alarm to the steep drop in oil prices this year, with futures contract prices briefly falling below zero before rebounding to low double digits. We look at the drivers of activity and oil’s connection to equity and fixed-income allocations.
Read more
-
What is modern monetary theory?
There’s been lots of talk about it, but just what is modern monetary theory (MMT)? Learn both sides of the debate on an unorthodox approach to economic policy.
Read more -
Behavioral alpha: designing a feedback loop
In the final part of our series on how human behavior can affect investment decisions, we’ll examine the performance review session, including techniques to promote deliberate process improvement.
Read more
-
How to compare financial aid packages
Congratulations! Your child is headed off to college. The acceptance letters are in—and so are the financial aid packages. Now comes the tough part: How do you know exactly how much each school is going to cost?
Read more