Asset allocation at John Hancock Investment Management

Asset allocation portfolios are a great way to get diversified exposure to financial markets in a single step. Our multimanager asset allocation portfolios bring together some of the best specialized investment teams from around the world.

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Asset allocation funds are designed to help:

  • Provide broad exposure to financial markets
  • Provide diversification potential through a mix of asset classes, investment styles, and asset managers

EXPLORE OUR FUNDS

Asset allocation funds are designed to help:

  • Provide broad exposure to financial markets
  • Provide diversification potential through a mix of asset classes, investment styles, and asset managers

EXPLORE OUR FUNDS

Why diversify? Because markets are unpredictable

Different types of investments react differently to market forces. As a result, today's asset class leader may be tomorrow's laggard. A diversified investment approach that includes a range of asset classes can help you pursue your long-term financial goals while managing the risks along the way.

There's no telling which asset class will be the best performing from year to year

Annual returns of asset class categories

A deeper level of diversification from a leader in multi-asset investing

  • We believe diversification should extend beyond asset classes to include multiple investment styles and multiple managers.
  • Our expertise in multi-asset investing dates back to 1995, with our first suite of portfolios employing multiple asset managers.
  • Since then, we've been at the forefront of portfolio design, introducing a wide array of new and alternative strategies into our asset allocation portfolios to strengthen their diversification benefits for individual and institutional investors.
At John Hancock Investment Management, our history of asset allocation leadership and innovation spans over two decades
Today

Our asset allocation franchise represents more than a third of the $141 billion in client assets under management.

Asset allocation
U.S. equity
Fixed income
International equity
Alternative
Other

Open architecture

The industry-leading asset allocation team we’ve hired at Manulife Investment Management implements a rigorous, multimanager portfolio construction process to harness expert ideas from some of the best specialized investment firms from around the world.

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Oversight

Monitoring each portfolio team for the repeatability of its investment process and management of risk

Multiple asset classes

Both within and beyond traditional equity and fixed income

Multiple styles

Continual exposure to a variety of strategies, as different characteristics go in and out of favor

Multiple managers

A diversity of approaches from some of the world’s best managers

Representative example for illustrative purposes only.

Finding the best specialized manager for every underlying allocation

John Hancock asset allocation portfolios—including our target-risk and target-date funds—harness the expertise of some of the best investment managers in the business, each with a distinct philosophy and approach.

Aberdeen Standard Investments Inc.
Allianz
Bain Capital Credit
Barrow, Hanley, Mewhinney & Strauss
Boston Partners
Deutesche Asset and Wealth Management
Dimensional Fund Advisors
Epoch Investment Partners
First Quadrant
Franklin Templeton
GW&K Investment Management
Invesco
Manulife Investment Management
PIMCO
Stone Harbor Investment Partners
T. Rowe Price
Wellington Management
Wells Capital Management

Explore our asset allocation funds

At John Hancock Investment Management, our asset allocation funds are designed to pursue a range of investor goals. We’ve offered asset allocation strategies to individual and institutional investors for more than 20 years, and today we oversee $141 billion in asset allocation assets across a range of strategies, managed by some of the best specialized portfolio teams from around the world.




Multimanager Lifestyle Portfolios

Our Multimanager Lifestyle Portfolios offer diversification—by asset class, investment style, and manager—across five risk/reward profiles, each of which remains steady over time

Multimanager Lifestyle Aggressive Portfolio Multimanager Lifestyle Balanced Portfolio Multimanager Lifestyle Conservative Portfolio Multimanager Lifestyle Growth Portfolio Multimanager Lifestyle Moderate Portfolio
Asset allocation funds

Our asset allocation funds provide solutions ranging from core diversification to consistent income distribution

Balanced Fund Income Allocation Fund Retirement Income 2040 Fund






Learn more

Financial advisors: See how our multimanager approach to asset allocation can help bring a deeper level of diversification to your clients' portfolios.

 

The portfolio’s performance depends on the advisor’s skill in determining asset class allocations, the mix of underlying funds, and the performance of those underlying funds. The portfolio is subject to the same risks as the underlying funds and exchange-traded funds in which it invests: Stocks and bonds can decline due to adverse issuer, market, regulatory, or economic developments; foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability; the securities of small companies are subject to higher volatility than those of larger, more established companies; and high-yield bonds are subject to additional risks, such as increased risk of default. Liquidity—the extent to which a security may be sold or a derivative position closed without negatively affecting its market value, if at all—may be impaired by reduced trading volume, heightened volatility, rising interest rates, and other market conditions. Please see the portfolios’ prospectus for additional risks. This material is not intended to be, nor shall it be interpreted or construed as, a recommendation or providing advice, impartial or otherwise. John Hancock Investment Management and its representatives and affiliates may receive compensation derived from the sale of and/or from any investment made in its products and services. 

 

John Hancock Investment Management LLC is the investment advisor for the closed-end funds. 

Mutual funds

© 1999–2019 John Hancock Investment Management Distributors LLC and affiliated companies.
Member FINRA | SIPC, 200 Berkeley Street, Boston, MA 02116

Click here to view a prospectus or summary prospectus. You may also request one from your financial advisor or by calling us at 800-225-5291. The prospectus includes investment objectives, risks, fees, expenses, and other information that you should consider carefully before investing.

Some information may not be approved by certain organizations. Please check with your organization before using this information.

ETFs

John Hancock ETFs are distributed by Foreside Fund Services LLC in the United States, and are subadvised by Dimensional Fund Advisors LP in all markets. Foreside is not affiliated with John Hancock Investment Management Distributors LLC  or Dimensional Fund Advisors LP.

ETF shares are bought and sold through exchange trading at market price (not NAV), and are not individually redeemed from the fund. Shares may trade at a premium or discount to their NAV in the secondary market. Brokerage commissions will reduce returns.

Click here to view a prospectus or summary prospectus. You may also request one from your financial advisor or by calling us at 800-225-5291. The prospectus includes investment objectives, risks, fees, expenses, and other information that you should consider carefully before investing.

 

529

If your state or your designated beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other state benefits it offers, such as financial aid, scholarship funds, and protection from creditors, before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 education savings plan to learn more about their features. Please contact your financial advisor or call 866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.

John Hancock Freedom 529 is an education savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). © 2019 John Hancock. All rights reserved. Information included in this material is believed to be accurate as of the printing date.

John Hancock Freedom 529 

P.O. Box 17603 ■ Baltimore, MD 21297-1603 ■ 866-222-7498 ■  jhinvestments.com/529

529 PLANS ARE NOT FDIC INSURED, MAY LOSE VALUE, AND ARE NOT BANK OR STATE GUARANTEED.