Asset allocation at John Hancock Investment Management

Asset allocation portfolios are a great way to get diversified exposure to financial markets in a single step. Our multimanager asset allocation portfolios bring together some of the best specialized investment teams from around the world.

Asset allocation funds are designed to help:

  • Provide broad exposure to financial markets
  • Provide diversification potential through a mix of asset classes, investment styles, and asset managers

EXPLORE OUR FUNDS

Why diversify? Because markets are unpredictable

Different types of investments react differently to market forces. As a result, today's asset class leader may be tomorrow's laggard. A diversified investment approach that includes a range of asset classes can help you pursue your long-term financial goals while managing the risks along the way.

There's no telling which asset class will be the best performing from year to year

Annual returns of asset class categories

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A deeper level of diversification from a leader in multi-asset investing

  • We believe diversification should extend beyond asset classes to include multiple investment styles and multiple managers.
  • Our expertise in multi-asset investing dates back to 1995, with our first suite of portfolios employing multiple asset managers.
  • Since then, we've been at the forefront of portfolio design, introducing a wide array of new and alternative strategies into our asset allocation portfolios to strengthen their diversification benefits for individual and institutional investors.

Diversification does not guarantee a profit or eliminate the risk of a loss.

 

At John Hancock Investment Management, our history of asset allocation leadership and innovation spans over two decades

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Today

Our asset allocation franchise represents more than a third of the $149 billion in client assets under management.

Asset allocation
U.S. equity
Fixed income
International equity
Alternative
Other

Our method delivers three kinds of diversification to shareholders of our asset allocation portfolios

  • Fund oversight—John Hancock Investment Management’s open-architecture approach oversees the complete selection and allocation process. To supplement our investment expertise, we scour the world for managers for different portfolio components and then adjust those components over time based on risk, expected returns, correlation, and manager performance.
  • Multiple asset classes—Our managers allocate to various asset classes but can add new ones based on expected returns and portfolio fit. Our analysis seeks attractive multi-year expected returns and opportunities from market dislocations.
  • Multiple managers—Our open-architecture approach identifies management teams specializing in distinct asset classes and styles, based on a proven record, experienced team, and repeatable process. We then monitor those teams to ensure they adhere to their mandates.
  • Distinct styles—We adjust style blends to modify risk over time while seeking to enhance returns, preserve capital, and manage longevity exposure.

 

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Finding the best specialized manager for every underlying allocation

John Hancock asset allocation portfolios—including our target-risk and target-date funds—harness the expertise of some of the best investment managers in the business, each with a distinct philosophy and approach.

Allianz
Axiom Investors
Bain Capital Credit
Boston Partners
Dimensional Fund Advisors
Epoch Investment Partners
First Quadrant
Manulife Investment Management
Wellington Management
Wells Capital Management
T. Rowe Price
John Hancock Investment Management

Explore our asset allocation funds

At John Hancock Investment Management, our asset allocation funds are designed to pursue a range of investor goals. We’ve offered asset allocation strategies to individual and institutional investors for more than 20 years, and today we oversee $149 billion in asset allocation assets across a range of strategies, managed by some of the best specialized portfolio teams from around the world.




Multimanager Lifestyle Portfolios

Our Multimanager Lifestyle Portfolios offer diversification—by asset class, investment style, and manager—across five risk/reward profiles, each of which remains steady over time

Multimanager Lifestyle Aggressive Portfolio Multimanager Lifestyle Balanced Portfolio Multimanager Lifestyle Conservative Portfolio Multimanager Lifestyle Growth Portfolio Multimanager Lifestyle Moderate Portfolio
Asset allocation funds

Our asset allocation funds provide solutions ranging from core diversification to consistent income distribution

Balanced Fund Multi-Asset High Income Fund Retirement Income 2040 Fund






Learn more

Financial advisors: See how our multimanager approach to asset allocation can help bring a deeper level of diversification to your clients' portfolios.

Request a meeting with a John Hancock Investment Management Business Consultant

 

The portfolio’s performance depends on the advisor’s skill in determining asset class allocations, the mix of underlying funds, and the performance of those underlying funds. The portfolio is subject to the same risks as the underlying funds and exchange-traded funds in which it invests: Stocks and bonds can decline due to adverse issuer, market, regulatory, or economic developments; foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability; the securities of small companies are subject to higher volatility than those of larger, more established companies; and high-yield bonds are subject to additional risks, such as increased risk of default. Liquidity—the extent to which a security may be sold or a derivative position closed without negatively affecting its market value, if at all—may be impaired by reduced trading volume, heightened volatility, rising interest rates, and other market conditions. Please see the portfolios’ prospectuses for additional risks. This material is not intended to be, nor shall it be interpreted or construed as, a recommendation or providing advice, impartial or otherwise. John Hancock Investment Management and its representatives and affiliates may receive compensation derived from the sale of and/or from any investment made in its products and services.