When it comes to addressing the unprecedented challenges faced by today’s retirement savers, we believe a one-size-fits-all approach to your plan’s most important investment option just isn’t enough. Discover why our three series of target-date funds offer more ways for retirement savers to meet their goals.
Among sponsors considering changes to their plans, more than 65% believe their existing target-date funds may have a glide path that is unsuitable for all participants.2 That’s why we offer two.
More than 50% of all plans and nearly 70% of small plans still offer closed-architecture target-date funds run by their recordkeepers.4 Our target-date funds were rated #1 by top DC plan advisors for open architecture.1
Monitoring each portfolio team for the repeatability of its investment process and management of risk
Both within and beyond traditional equity and fixed income
Continual exposure to a variety of strategies, as different characteristics go in and out of favor
A diversity of approaches from some of the world’s best managers
Representative example for illustrative purposes only.
Representative list of asset mangers as of 3/31/17.
When it comes to retirement, we believe the most important performance benchmark is an investor’s long-term goal. That’s why we focus on pursuing strong risk-adjusted performance over the long term and on protecting against market risk when it matters most.
of our target-date portfolios are rated 4 or 5 stars by Morningstar
U.S. target date funds over the past 10 years6
John Hancock Multimanager Lifetime Portfolios
U.S. target date funds over the past 3 years8
John Hancock Multi-Index Lifetime Portfolios
John Hancock Multi-Index 2020 Preservation PortfolioAs of 3/31/17
Participation in up markets since inception
Participation in down markets since inception
Despite expenses coming down in recent years, the average net expense ratio for target-date funds is still 86 basis points. Our expenses are below average for both our actively and passively implemented target-date funds.9
U.S. target-date fund average
John Hancock Multimanager Lifetime Portfolio average10
John Hancock Multi-Index Lifetime Portfolio average10
John Hancock Multi-Index Preservation Portfolio average10
Retirement plan advisors and sponsors: Ask a John Hancock Investments retirement specialist for a detailed review of how John Hancock Multimanager Target-Date Portfolios can fit into your plan or practice.
All funds may experience periods of negative performance. Please see the portfolio’s prospectus or visit jhinvestments.com for current returns.
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The portfolio’s performance depends on the advisor’s skill in determining asset class allocations, the mix of underlying funds, and the performance of those underlying funds. The portfolio is subject to the same risks as the underlying funds and exchange-traded funds in which it invests: Stocks and bonds can decline due to adverse issuer, market, regulatory, or economic developments; foreign investing, especially in emerging markets, has additional risks, such as currency and market volatility and political and social instability; the securities of small companies are subject to higher volatility than those of larger, more established companies; and high-yield bonds are subject to additional risks, such as increased risk of default. Liquidity—the extent to which a security may be sold or a derivative position closed without negatively affecting its market value, if at all—may be impaired by reduced trading volume, heightened volatility, rising interest rates, and other market conditions. Please see the portfolio’s prospectus for additional risks.